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Health Insurance is available for every person having the max age of 80 years depending on few conditions. However, choosing the right cover is a scary task for most of people. Many of you prefer to go hospital without the appropriate Health Insurance plan. You generally think that health insurance premiums are not easily affordable. However, market is full with affordable and appropriate health insurance offering. You just have to choose the right one. However, before making any insurance purchase you have to know the product in detail.
Depending on the type of Health Insurance plan, you may be responsible for paying different percentage of your medical bill.
If you are looking for a quick, hassle free health insurance plan you must be know all about the health insurance.
What is Health Insurance?
This is compensation against the loss due to ill health. Health insurance is a type of insurance coverage that covers the cost of an insured person's medical expenses.
Why Should I Buy Health Insurance?
No one plans to get ill but most people needs medical care at some stage of life. Health Insurance covers these costs and protects you from such very high expenses.
When Should I Buy Health Insurance?
It depends upon to the requirement. It always better to have insurance plan at early stage of life. For example- The waiting period under maternity insurance varies from 12 to 48 months. A new policy cannot provide cover for already pregnant women.
What does the health insurance plan cover?
Health insurance plan generally covers hospital expenses, general treatment cover etc. There is different kind of cover that offers different benefits.
What are types of health insurance plans?
· Family Health Insurance Plans
· Senior Citizen Health Insurance
· Top Up Plan
What are the policy riders?
Standard health Insurance policies leave little room for customization. Policy riders provide additional benefits separately from the basic policy. Riders help policyholders create insurance products that meet their specific needs.
What are top up plans?
Additional plans to enhance your current health insurance, providing you with better coverage and greater benefits. They are a spare to your health reimbursement policy after you exhaust the sum insured limit.
Should I go Online for Health Insurance Purchase?
For getting the competitive insurance premium with appropriate coverage, comparison of the health insurance plan is very important. However, the offline insurance comparison is a very scary task. Online insurance comparison is the most effective way to get the best health insurance quotes. Comprehensive online insurance portals as Bajaj Capital Insurance provides best insurance quotes from the top insurance companies with the complete policy details. also cares their clients for online health insurance purchase and assists them in the claim settlement process.
