tag:blogger.com,1999:blog-46083309817459804692024-02-01T20:31:11.970-08:00Top Best Health InsuranceAnonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.comBlogger25125tag:blogger.com,1999:blog-4608330981745980469.post-56813917637019118432014-12-21T21:08:00.000-08:002018-08-26T04:20:34.483-07:00Wedding Insurance<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNO9wazS7qPckY7PE5bXKYnvgEe9bKtFwpsI4s8jbvJuyEAe_Ob64HWZmsbNjf0wVmGfX-W4TLGFN27olUNe3ELc3gBsFAUdzCkL40RjL4NnzuljRMbkifTyVnHSvuPalITqVS9qVRmUc/s1600/2014_12$largeimg21_Dec_2014_230003590.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNO9wazS7qPckY7PE5bXKYnvgEe9bKtFwpsI4s8jbvJuyEAe_Ob64HWZmsbNjf0wVmGfX-W4TLGFN27olUNe3ELc3gBsFAUdzCkL40RjL4NnzuljRMbkifTyVnHSvuPalITqVS9qVRmUc/s400/2014_12$largeimg21_Dec_2014_230003590.jpg" width="400" /></a></div>
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<span style="background-color: white; color: #555555; font-family: "georgia";"><span style="font-size: small;">From a sudden cancellation to stolen gifts, wedding insurance helps protect you against the unforeseen circumstances and gives you great peace of mind</span></span></h3>
<span style="background-color: white; color: #555555; font-family: "georgia"; font-size: 18px; line-height: 22.8800010681152px;"><br /></span><span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">Wedding is that auspicious event that marks a new beginning rather than a new chapter of life. Two people who plan to unite and stay together tie the pious nuptial knot. This special day is all that a couple dreams about and all that they can’t stop worrying about. And though they might not think about it but disasters can strike the wedding.</span><br />
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<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">Only you know how important it is to ensure the happiness and satisfaction on this big day of yours. To avoid major bloopers on this day, opting for wedding insurance is catching on.</span><br />
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<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">Now the question that might pop up in your mind is that what exactly a wedding insurance will do to you, from a sudden cancellation to stolen gifts, wedding insurance helps protect you against the unforeseen circumstances, and also can afford you great peace of mind.</span><br />
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<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">Basically, wedding insurance protects a couple’s investment from circumstances beyond their control, and reimburses the expenses that they incur on it. For example, what if the reception space goes out of business a month before the wedding and you lose all your deposits and have to book another space, what if your designer wedding dress is lost in airport baggage and you have to buy a new one a day before your wedding? These are the types of big day financial losses that wedding <a href="http://letsubrightnurday.blogspot.com/2014/07/waiting-period-in-health-insurance.html" target="_blank">insurance</a> can help to protect.</span><br />
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<strong>Coverages</strong></div>
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<strong>- Burglary of valuables</strong></div>
<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">- Any damage to building and contents due to fire or allied perils</span><br />
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<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">- Accidental death in family or that of close family friend</span><br />
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<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">- Police action apart from child marriage case or cases that are criminal in nature also gets insurance protection</span><br />
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<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">- Legal liability and third party damages</span><br />
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<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">- Cover against food poisoning, loss of wedding ornaments</span><br />
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<strong>Money kept in safe</strong></div>
<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">Coming to the point of premiums, wedding policies come at a very meagre premium. There also may be a provision for taking wedding insurance only for selected items. The compensation for wedding insurance comprises expenses, securities and advances based on actuals. The loss of property is calculated on actuals and perils.</span><br />
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<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">Subsidiary marriage functions can also be a part of the policy. To clear a wedding insurance, it is essential to give a proper break-up of items.</span><br />
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<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">For example, if there is damage to some property then amount lost, sets, other charges and every such things should be mentioned very clearly. Another question that might come out of wedding insurance query could be whether a unique situation wherein the bride or groom changing mind at the venue of wedding would be covered or not, the answer for which is that insurers call it a cold feet issue and thereby it will not be covered then.</span><br />
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<span style="background-color: white; color: #222222; font-family: "georgia"; font-size: 15px; line-height: 22.7999992370605px;">Our big fat Indian wedding calls for lot of investment and in such a situation if any mishap takes place then it is going to take the whole event on a toll and therefore it is essential that you transfer your risk to the insurers and indulge into the madness of the wedding season that is approaching.</span><br />
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-69571347100560505942014-07-25T03:26:00.000-07:002018-08-26T04:21:05.237-07:00Waiting period in health insurance<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0BcGXYqlwMwGiCbOawlQeuY9TLZlt9QMmh2lz5s45TXIhhSvhsfds7VqQN2mdvPCuUTGu7hX7o0w9yioaP95vzyB8GWid9OtiGzBOnF5hyphenhyphenX67wKlTbb04_KvIrvKF2Blz6GH6xIhiEy4/s1600/07slde1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="230" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0BcGXYqlwMwGiCbOawlQeuY9TLZlt9QMmh2lz5s45TXIhhSvhsfds7VqQN2mdvPCuUTGu7hX7o0w9yioaP95vzyB8GWid9OtiGzBOnF5hyphenhyphenX67wKlTbb04_KvIrvKF2Blz6GH6xIhiEy4/s1600/07slde1.jpg" width="320" /></a></div>
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You will have to serve a waiting period when you sign up for a Health Insurance Policy or enhance your level of coverage. Waiting period is necessary to keep the health cover fair. A waiting period protects the insurer by ensuring that individuals are not able to make a claim shortly after buying a Health Policy.</div>
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Waiting period also called the <b><a href="http://letsubrightnurday.blogspot.com/2014/12/wedding-insurance.html" target="_blank">cooling period</a></b>. It is the time after the purchase of policy under which no claim paid other than in the situation when claim has resulted due to an emergency. It varies (from 30 days to 90 days) from insurer to insurer.</div>
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<span style="color: #393939; font-family: "arial" , sans-serif; font-size: 14pt;">Pre existing, waiting periods and Exclusions in a health Insurance policy</span><span style="font-family: "calibri" , sans-serif; font-size: 11pt; font-weight: normal;"> </span></h1>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt; font-weight: normal;">Pre-existing are the diseases from which a policyholder suffers from before taking a health insurance policy. Most of companies in industry provide coverage to these pre-existing diseases after four continuous years of coverage.</span><span style="font-family: "arial" , sans-serif;"><br /></span></h1>
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<span style="color: #393939; font-family: "arial" , sans-serif; font-size: 14pt;">Waiting Period for Pregnancy (Maternity waiting Period)</span><span style="color: #393939; font-family: "arial" , sans-serif; font-size: 19pt;"> </span></h1>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt; font-weight: normal;">Maternity benefits paid by certain health insurance policies/providers. However, most of them have a waiting period of 9 months to 48 months. It just means that health insurance plan needs to be planned much ahead of planning your family to cover all the expenses involved in the same and it cannot be taken after</span></h1>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt; font-weight: normal;">conceiving.</span><span style="font-family: "arial" , sans-serif;"> </span></h1>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-13848607512497833732014-06-19T23:03:00.000-07:002018-08-26T04:23:15.088-07:00Top Health Insurance policies from the Top-Insurers in United States<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjHDIhMFSDDVE7yxuxgugctOwCCeSmFdh189fVolFXD_FILUv-Gonv1Hw4kDwDtDMrAbNTBCYnGjOzCWnBF_jgg3qVurs_NLxmQBRmPeE-vKQA5kJ6824lLkcnFiC8fsC_8Xc1Ue2uYHqw/s1600/digital-insurance.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="185" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjHDIhMFSDDVE7yxuxgugctOwCCeSmFdh189fVolFXD_FILUv-Gonv1Hw4kDwDtDMrAbNTBCYnGjOzCWnBF_jgg3qVurs_NLxmQBRmPeE-vKQA5kJ6824lLkcnFiC8fsC_8Xc1Ue2uYHqw/s1600/digital-insurance.jpg" width="320" /></a></div>
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Everyone wishes for good healthy life. However, bad time comes without knocking. We expect best treatment in the best hospitals for our loved ones. Good treatment incurs big cost. This is why Health insurance comes into picture, which helps us to maintain financial losses due to hospitalization.</div>
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<o:p></o:p></div>
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Buying the right health insurance policy is very important but it’s difficult, as it’s not something that We do on daily basis, and the information and pricing can be complex.<o:p></o:p></div>
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When we endeavor to find the best-suited health insurance policies, it includes as much information as possible. We cannot show everything but we can show you many things.<b><span style="font-family: "times new roman" , serif; font-size: 24pt;"><o:p></o:p></span></b></div>
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Following is the list of Top HealthInsurance policies offered by top insurers in United States with the complete plan details, which can really help you get the right health insurance plans to secure the happiness of your loved once.<b><span style="font-family: "times new roman" , serif; font-size: 24pt;"><o:p></o:p></span></b></div>
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<b><span style="font-family: "times new roman" , serif; font-size: 24pt;"><o:p></o:p></span></b></div>
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<b><span style="font-family: "calibri1" , serif;">Insurer</span></b><o:p></o:p></div>
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<b><span style="font-family: "calibri1" , serif;">Apollo Munich</span></b><o:p></o:p></div>
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<b><span style="font-family: "calibri1" , serif;">Religare</span></b><o:p></o:p></div>
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<b><span style="font-family: "calibri1" , serif;">L&T</span></b><o:p></o:p></div>
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<b><span style="font-family: "calibri1" , serif;">Max Bupa</span></b><o:p></o:p></div>
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<b><span style="font-family: "calibri1" , serif;">Plan Name/ Features</span></b><o:p></o:p></div>
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<span style="font-family: "calibri1" , serif;">Optima Restore-Family Floater</span><o:p></o:p></div>
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<span style="font-family: "calibri1" , serif;">Religare Care</span><o:p></o:p></div>
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<span style="font-family: "calibri1" , serif;">My Health<br /> Medisure Classic Insurance-Family Floater</span><o:p></o:p></div>
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<span style="font-family: "calibri1" , serif;">Heartbeat -Family Floater- GOLD plan</span><o:p></o:p></div>
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<b><span style="font-family: "calibri1" , serif;">Room Rent</span></b><o:p></o:p></div>
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<span style="font-family: "calibri1" , serif;">No Capping</span><o:p></o:p></div>
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<span style="font-family: "calibri1" , serif;">Single private room</span><o:p></o:p></div>
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<span style="font-family: "calibri1" , serif;">1% of sum insured max. 4000 per day ICU 2% of sum insured max. 6000 per day</span><o:p></o:p></div>
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<span style="font-family: "calibri1" , serif;">No Capping</span><o:p></o:p></div>
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<b><span style="font-family: "calibri1" , serif;">Pre-Existing Disease Cover</span></b><o:p></o:p></div>
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<span style="font-family: "calibri1" , serif;">After 3 Years</span><o:p></o:p></div>
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<span style="font-family: "calibri1" , serif;">After 4 Years</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 29.85pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">After 3 Years</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 29.85pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">After 4 Years</span><o:p></o:p></div>
</td> </tr>
<tr style="height: 57.4pt; mso-yfti-irow: 4;"> <td style="border-top: none; border: solid black 1.0pt; height: 57.4pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.25pt;" valign="bottom" width="115"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "calibri1" , serif;">Maternity Benefits</span></b><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 57.4pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="bottom" width="96"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Not covered</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 57.4pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.5pt;" valign="bottom" width="78"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Not covered</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 57.4pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">After 4 years</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 57.4pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">If S.I. 5 Lacs , Rs 40000, S.I. 7.5 Lacs , Rs 45000, S.I. 10 Lacs , Rs 50000, Upto 2 deliveries (After 2 years)</span><o:p></o:p></div>
</td> </tr>
<tr style="height: 52.15pt; mso-yfti-irow: 5;"> <td style="border-top: none; border: solid black 1.0pt; height: 52.15pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.25pt;" valign="bottom" width="115"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "calibri1" , serif;">Ambulance Charges</span></b><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 52.15pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="bottom" width="96"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Upto Rs.2,000</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 52.15pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.5pt;" valign="bottom" width="78"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Upto Rs.2000</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 52.15pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Upto Rs. 1500</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 52.15pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Covered</span><o:p></o:p></div>
</td> </tr>
<tr style="height: 29.25pt; mso-yfti-irow: 6;"> <td style="border-top: none; border: solid black 1.0pt; height: 29.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.25pt;" valign="bottom" width="115"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "calibri1" , serif;">Cashless Benefit</span></b><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 29.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="bottom" width="96"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">In network Hospitals</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 29.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.5pt;" valign="bottom" width="78"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">In network Hospitals</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 29.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">In network Hospitals</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 29.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">In network Hospitals</span><o:p></o:p></div>
</td> </tr>
<tr style="height: 43.5pt; mso-yfti-irow: 7;"> <td style="border-top: none; border: solid black 1.0pt; height: 43.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.25pt;" valign="bottom" width="115"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "calibri1" , serif;">Domiciliary Hospitalization</span></b><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 43.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="bottom" width="96"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Covered</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 43.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.5pt;" valign="bottom" width="78"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Upto 10% of sum insured</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 43.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Covered</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 43.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">If S.I. 5 Lacs , Rs 25000, S.I. 7.5 Lacs , Rs 37500, S.I. 10 Lacs , Rs 50000</span><o:p></o:p></div>
</td> </tr>
<tr style="height: 86.25pt; mso-yfti-irow: 8;"> <td style="border-top: none; border: solid black 1.0pt; height: 86.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.25pt;" valign="bottom" width="115"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "calibri1" , serif;">Free Health check up</span></b><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 86.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="bottom" width="96"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Not covered</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 86.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.5pt;" valign="bottom" width="78"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Every year</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 86.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">1% of sum insured (after 4 claim free years)</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 86.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Yearly at the time of renewal</span><o:p></o:p></div>
</td> </tr>
<tr style="height: 15.0pt; mso-yfti-irow: 9;"> <td style="border-top: none; border: solid black 1.0pt; height: 15.0pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.25pt;" valign="bottom" width="115"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "calibri1" , serif;">Tax Benefit</span></b><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 15.0pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="bottom" width="96"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Covered</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 15.0pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.5pt;" valign="bottom" width="78"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Covered</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 15.0pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Covered</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 15.0pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: "calibri1" , serif;">Covered</span><o:p></o:p></div>
</td> </tr>
<tr style="height: 30.0pt; mso-yfti-irow: 10; mso-yfti-lastrow: yes;"> <td style="border-top: none; border: solid black 1.0pt; height: 30.0pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.25pt;" valign="bottom" width="115"><div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: "calibri1" , serif;">Sum Insured 5 Lakh/ Age 29 yrs</span></b><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 30.0pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="bottom" width="96"><div align="right" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right;">
<span style="font-family: "calibri1" , serif;">11149</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 30.0pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.5pt;" valign="bottom" width="78"><div align="right" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right;">
<span style="font-family: "calibri1" , serif;">10265</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 30.0pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div align="right" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right;">
<span style="font-family: "calibri1" , serif;">10782</span><o:p></o:p></div>
</td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 30.0pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="bottom" width="144"><div align="right" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right;">
<span style="font-family: "calibri1" , serif;">17403</span><o:p></o:p></div>
</td> </tr>
</tbody></table>
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<div class="MsoNormal" style="background: white; margin-bottom: 4.5pt;">
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Insurance comparison is very important to getting the right health insurance policy. Keep following fine prints in mind while looking for the health plan-<b><span style="font-family: "times new roman" , serif; font-size: 24pt;"><o:p></o:p></span></b></div>
<div class="MsoNormal" style="background: white; margin-bottom: 4.5pt; margin-left: 0.5in;">
<span style="font-family: "symbol";">·</span><span style="font-family: "times new roman" , serif; font-size: 7pt;"> </span><span style="font-family: "times new roman" , serif; font-size: 7pt;"> </span>Find the policy that meets your needs and must compare their features before making purchase decision.<b><span style="font-family: "times new roman" , serif; font-size: 24pt;"><o:p></o:p></span></b></div>
<div class="MsoNormal" style="background: white; margin-bottom: 4.5pt; margin-left: 0.5in;">
<span style="font-family: "symbol";">·</span><span style="font-family: "times new roman" , serif; font-size: 7pt;"> </span><span style="font-family: "times new roman" , serif; font-size: 7pt;"> </span>Medical cost may vary from tier one cities to tier two cities. So do a check before finalizing health policy<b><span style="font-family: "times new roman" , serif; font-size: 24pt;"><o:p></o:p></span></b></div>
<div class="MsoNormal" style="background: white; margin-bottom: 4.5pt; margin-left: 0.5in;">
<span style="font-family: "symbol";">·</span><span style="font-family: "times new roman" , serif; font-size: 7pt;"> </span><span style="font-family: "times new roman" , serif; font-size: 7pt;"> </span>Find what suits best - Individual HealthInsurance, Family Floater Insurance, or Critical illness insurance. This defines the investment cost and maximum benefits of the policy.<b><span style="font-family: "times new roman" , serif; font-size: 24pt;"><o:p></o:p></span></b></div>
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<div class="MsoNormal" style="background: white; margin-bottom: 4.5pt;">
Hoping the above plan details help you a getting the right health insurance plans from the best insurer in India.<b><span style="font-family: "times new roman" , serif; font-size: 24pt;"><o:p></o:p></span></b></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-39366798444030125392014-06-12T04:14:00.000-07:002018-08-26T04:24:11.487-07:00Buy adequate health, home & motor insurance to mitigate any financial loss during rainy season: Experts<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzIqrYGVgrffuZeljMAEp27lDjXSCb5i5gJifgl7tRZDaeQVdRheUNXEJ715jgw8G87M6aljSx41G3qEYh3Dwn32ebOx3SjRPz0kGwYQDaYyd_R_iSoUx08kqcq6NqSCZV7HagGRnedD4/s1600/article-rain.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="235" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzIqrYGVgrffuZeljMAEp27lDjXSCb5i5gJifgl7tRZDaeQVdRheUNXEJ715jgw8G87M6aljSx41G3qEYh3Dwn32ebOx3SjRPz0kGwYQDaYyd_R_iSoUx08kqcq6NqSCZV7HagGRnedD4/s1600/article-rain.jpg" width="400" /></a></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">The sight of skidded cars and bikes after a drizzle last week was a grim reminder that monsoon is also a season of mishaps and illnesses. Despite knowing this, chances are that you may miss one item in your regular monsoon checklist — insurance covers. You can always take precautions to avoid or minimise the damage, but what if adisaster strikes despite all efforts?</span></div>
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<a href="http://economictimes.indiatimes.com/articleshow/36407519.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst"></a></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Only an insurance cover can mitigate your financial losses in such a situation. It is prudent to use this monsoon to review your insurance needs. Some of the covers that you opt to buy this monsoon, will start only after a waiting period of, say, 30 days. But, that shouldn't deter you from buying them, say experts. <o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;"><b>Health & Personal Accident Insurance</b><o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Rain or shine, you must have a health cover. In fact, you should even get it for all the family members. "Basic hospitalisation indemnity plan accompanied by personal accident and hospital cash covers are essential during the monsoons.<o:p></o:p></span></div>
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<a href="http://economictimes.indiatimes.com/articleshow/36407519.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst"></a></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">It is also necessary to take care of any illness-related exigency such as gastroenteritis and enteric fevers, which arise mainly during the rainy season," says Renuka Kanvinde, assistant VP, health insurance, Bajaj Allianz. You may not able to claim for illnesses immediately.<o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">"When it comes to healthinsurance, standard exclusions such as 30-day waiting period for all conditions except accidents, pre-existing conditions, cosmetic treatments etc would apply." Acquaint yourself with co-payments, room rent restrictions and disease-wise capping in the policies.<o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Personal accident cover is another must for earning members of all age groups, say advisors. It covers treatment expenses related to accident, and offers compensation if the policyholder suffers from disabilities or succumbs to the injuries. "Apart from risks that slippery roads pose individuals undertaking activities like rafting during rains also expose them to dangers, and hence, a personal accident cover is a must. In fact, every earning member of a family must buy this cover," says KK Mishra, MD & CEO, Tata-AIG General.<o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">However, do compare the policy features offered by various insurers before buying one. Opt for comprehensive covers that offer compensation for permanent partial and temporary total disabilities too, along with permanent total and partial disabilities and death<o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;"><b>Home Insurance</b><o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">A home insurance will help in case the structure or contents are damaged due to flooding, inundation, storm, cloud burst, lightening and so on. "It can be of help in a city like Mumbai where water-logging occurs quite often during monsoons.<o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">You should go for comprehensive home insurance cover instead of limiting it to just fire and theft," says Mishra. However, go through the fine print carefully before signing up. "It is important to be aware that rain water damages are not covered under fire and home insurance policy," says Arvind Laddha, CEO, Vantage Insurance Brokers.<o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;"><b>Auto insurance</b><o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">"You must have motor insurance cover that takes care of all sorts of damages, since your vehicle is more prone to damages during rains," says Vijay Kumar, chief technical officer, motor insurance, Bajaj Allianz General. "Though the basic motor insurance plans will cover the damages on the body and other outer equipment of the car, there are some claims that are not payable under the basic motor insurance policy.<o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;"><b><i><u>Source: The Economic Times </u></i> </b> </span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;"><b><i><u>Dated: 12/06/2014</u></i></b><o:p></o:p></span></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0India20.593684 78.962880000000041-8.6041045000000018 37.654286000000042 49.7914725 120.27147400000004tag:blogger.com,1999:blog-4608330981745980469.post-60025909209796192442014-05-28T03:51:00.000-07:002018-08-26T04:25:15.698-07:00Compare Individual Health Plans<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrT00Ee0tVz8oZF6_Ze1MlOIbmgAwSyjWFnSsHVP9ayPT7uf7JB9IH8iYh0uhB2JjleqCrtWKA8KaxBZ9gdmdR4dRPa0_8KjaJ8XnhaTjPUrdZEcMPTqMya1iukKejLsYpz6lMttluL7k/s1600/compare-individual-health-insurance.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrT00Ee0tVz8oZF6_Ze1MlOIbmgAwSyjWFnSsHVP9ayPT7uf7JB9IH8iYh0uhB2JjleqCrtWKA8KaxBZ9gdmdR4dRPa0_8KjaJ8XnhaTjPUrdZEcMPTqMya1iukKejLsYpz6lMttluL7k/s1600/compare-individual-health-insurance.jpg" width="400" /></a></div>
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Not sure, what kind of health insurance coverage you required? Let us help. We can calculate premium for you with the complete coverage that best suits your requirements.</div>
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Compare different health insurance plans to find the best-suited insurance cover. You can estimate annual insurance cost and savings or chat live with one of our expert adviser. </div>
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Individual health insurance works against the risk of incurring medical expenses among individuals. You can save money by comparing different insurance plans, regular reviewing your health insurance coverage, taking benefits from your employer’s medical coverage and living a healthy life style. </div>
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Health insurance is a way to protect you and your family from dangerous financial disaster that could be result of medical expenses or health related issues. Health insurance is the only way, which can help you in such critical situation. There are ways that save money on your health insurance premium like:-</div>
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<li><b>Compare OnlineInsurance</b>: Compare the different insurance policies with the complete plan details will definitely provide you the best suited health insurance policy as per your need.</li>
<li><b>Opt for two-year policies</b>: Health Insurance Companies like Apollo Munich, HDFC Ergo, and Star Health offer two-year health plans. Chances are you will benefit on more than just the premium front.</li>
<li><b>Use Top up Health Insurance Plans</b>: If you are looking for higher coverage, you can go with the top up health insurance plans. Enhancement in health insurance policy ensures that you get much improved policy at an affordable premium. </li>
<li><b>No Claim Benefits</b>: With a successful year without the insurance claim <span style="background: white; font-family: "tahoma" , sans-serif; font-size: 10.5pt; line-height: 115%;">means, the premium you would pay in the following years would be lower.</span></li>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-58523742200190691442014-05-11T22:52:00.000-07:002018-08-26T04:26:09.783-07:00Health Insurance Portability – The Right to Change<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgHIc6f1viBxGeF98eJI-8udR4WevuS4qCkQ14VVCANyq5kHT9izVYdw8BMbzhs0TJRDxdXIiSVhkFmcZ48-B9TySgJC7Z0cjse3QEsbazW-TZWrlwpRCoIHLSqH6kpxW8GBCB3gqpXPUE/s1600/Health+Insurance_portability.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="222" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgHIc6f1viBxGeF98eJI-8udR4WevuS4qCkQ14VVCANyq5kHT9izVYdw8BMbzhs0TJRDxdXIiSVhkFmcZ48-B9TySgJC7Z0cjse3QEsbazW-TZWrlwpRCoIHLSqH6kpxW8GBCB3gqpXPUE/s1600/Health+Insurance_portability.jpg" width="400" /></a></div>
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The comparison of Health insurance is not just those who are looking for new policy but also for the existing policyholders. If you are not satisfied with the services provided by your existing health insurance company or you think there are insurance plans better than your existing one, you do not need to worry. Your Health Insurance Policy is portable. It means transfer of the credit gained by the insured for pre existing conditions and time bound exclusion if the policyholder wishes to switch.<o:p></o:p></div>
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Benefits of Health Insurance Portability:<o:p></o:p></div>
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<!--[if !supportLists]--><span style="font-family: "symbol";">·<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]-->Switch to one insurer to another if you are not happy with the services.<o:p></o:p></div>
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<!--[if !supportLists]--><span style="font-family: "symbol";">·<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]-->Choose the new insurance plan with the new health insurance provider.<o:p></o:p></div>
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<!--[if !supportLists]--><span style="font-family: "symbol";">·<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]-->Your new insurer has to give you the credit relating to waiting period for pre-existing conditions that you have gained with the old insurer<o:p></o:p></div>
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Following are the few conditions that you kept in your mind while looking for the health insurance portability:<o:p></o:p></div>
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<!--[if !supportLists]--><span style="font-family: "symbol";">·<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]-->Policyholder can switch in between the insurance provider or from one plan to another plan of the same health insurance provider.<o:p></o:p></div>
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<!--[if !supportLists]--><span style="font-family: "symbol";">·<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]-->For health insurance portability, previous policy must be in force without any break.<o:p></o:p></div>
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<!--[if !supportLists]--><span style="font-family: "symbol";">·<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]-->Policyholder should apply for portability at least 45 days before the premium renewal date of the existing health insurance policy.<o:p></o:p></div>
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<!--[if !supportLists]--><span style="font-family: "wingdings";">§<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "arial" , sans-serif; font-size: 9pt;">Write to your old insurance company requesting a shift</span><o:p></o:p></div>
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<!--[if !supportLists]--><span style="font-family: "wingdings";">§<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "arial" , sans-serif; font-size: 9pt;">Specify company to which you want to shift the policy</span><o:p></o:p></div>
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<!--[if !supportLists]--><span style="font-family: "wingdings";">§<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "arial" , sans-serif; font-size: 9pt;">Renew your policy without a break (there is a 30 day grace period if porting is under process)</span><o:p></o:p></div>
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<!--[if !supportLists]--><span style="font-family: "symbol";">·<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]-->Portability allowed to all individual health insurance policies including family floater policies issued by non life insurance companies.<o:p></o:p></div>
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<!--[if !supportLists]--><span style="font-family: "symbol";">·<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]-->The new insurer has the authority to fix a higher premium.<o:p></o:p></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United Kingdom55.378051 -3.4359729999999912.203021 -86.05316049999999 90 79.18121450000001tag:blogger.com,1999:blog-4608330981745980469.post-61728716943104383932014-04-28T23:21:00.000-07:002018-08-26T04:27:09.073-07:00Enhance your Health Insurance policy - Compare & Buy Health Insurance online<div dir="ltr" style="text-align: left;" trbidi="on">
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You can enhance your medical coverage at lower premium by using <b>“Top up Plans”</b>. Enhancement in health insurance policy ensures that you get much improved policy at an affordable premium. The rising cost of quality care at busy hospital May causes that sum assured of your current insurance policy is not sufficient. </div>
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Top up plans serves as add-ons on your immediate health insurance policy. They are similar to the base health plan, except that they come with a higher deductible limit. </div>
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You are concerned about the limited amount of sum assured since medical expenses have increased excessively. Here a condition comes in which you are looking for a sufficient amount of health insurance but worries about the high insurance premium. In this situation, you can consider the option of Top-Up Plans. </div>
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Top up plans have “deductible” hence they are cheap. These plans also have threshold limit sometimes as high as the sum insured itself. </div>
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<b>Top-Up Health Insurance Policy: -</b> Top health insurance plans are for those who already have individual, group or family health insurance plan. If the sum assured of your current health insurance policy is not sufficient due to illness or any other reason, Top-up plans takes care of the additional hospitalization expenses. </div>
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<b>Deductible: </b>- Deductible means a cost-sharing requirement under a <b>health insurance policy</b>. </div>
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Mr. Mohit has an individual health insurance policy of Rs. 4 lakh and a top up policy of Rs 6 lakh with the deductible of Rs. 4 lakh. In case of the serious hospitalization with a claim of Rs. 10 lakh; Rs. 4 lakh will be paid from the primary insurance plan and Rs. 6 lakh will paid from top-up insurance plan. </div>
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In other situation, Mr. Mohit has a top up cover with the threshold of Rs. 4 lakh and he hospitalized twice in a year with bills of Rs. 2.7 lakh and Rs. 2.5 lakh respectively, the top-up plan will not trigger. The top-up plan will only trigger if the medical expense crosses the threshold limit of Rs. 4 lakh. <b><i><span style="font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></i></b></div>
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<b><i><span style="font-size: 12.0pt; line-height: 115%;">While selecting the insurance plan keeps one important thing in your mind i.e. higher the detectable, the lower will be the insurance premium. Do not opt for an unrealistically high deductible just to save on premium.<o:p></o:p></span></i></b></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-48321587544428429092014-04-15T02:44:00.000-07:002018-08-26T04:28:07.914-07:00Tips For Buying Health Insurance Online <div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTP7iTS3hZXaNJqQ2aB3DsoGgXGy5H-ddi6wNtUBHjhR39WRX0hyphenhyphenIELejMAYM_EE74JprREloP3LpN3hSgYnVtTN0DBqIJ8V0iALx-KJAM3f3HpIkdJuMAXG9ZLYpRacE5KhwQpjfg3hM/s1600/online-buying-insurance-tips.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTP7iTS3hZXaNJqQ2aB3DsoGgXGy5H-ddi6wNtUBHjhR39WRX0hyphenhyphenIELejMAYM_EE74JprREloP3LpN3hSgYnVtTN0DBqIJ8V0iALx-KJAM3f3HpIkdJuMAXG9ZLYpRacE5KhwQpjfg3hM/s1600/online-buying-insurance-tips.jpg" /></a></div>
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Health insurance plans are easier than ever these days due to the online insurance providers. Plans of different insurance providers can accessed quickly with all details and compared easily as per convenience. Intelligent websites takes seconds in fetching the health insurance quotes. Depending upon the health cover that you choose, applying and enrollment takes only few minutes. </div>
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But don't be in hurry because choosing the right health insurance plan for you and your family is a very important financial decision.<br />
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Whether you are looking for individual health insurance, family floater health insurance plan, senior citizen health insurance, and critical illness plan or top up health plans, here are five very important health insurance buying tips for online consumers.</div>
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<span style="border: 0px; color: #cc3300; font-size: 14pt; margin: 0px; outline: 0px; padding: 0px;">1. Identify your need:</span> The identification is very important for health care. Your coverage option depends upon many factors like where you live, pre existing disease. What If your employer offers you health cover, Is it sufficient? Every individual have their unique need so they must go with the health insurance plan as per their need. </div>
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<span style="border: 0px; color: #cc3300; font-size: 14pt; margin: 0px; outline: 0px; padding: 0px;">2. Sum Assured:</span> The maximum amount that ensured person could reimburse is "Sum Assured". Before choosing sum assured, take into account the rising cost of quality care in busy hospitals. Mean while also remember higher sum assured having higher insurance premium. </div>
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<span style="border: 0px; color: #cc3300; font-size: 14pt; margin: 0px; outline: 0px; padding: 0px;">3. Collect Information and health history:</span> Also, know the health information of the health insurance provider. Review the claim settlement ratio and know what your company offers in case of no-claim: bonus or discount. </div>
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<span style="border: 0px; color: #cc3300; font-size: 14pt; margin: 0px; outline: 0px; padding: 0px;">4. Compare Health Insurance Plans:</span> Do not compare insurance premium, compare the insurance plan. Health Insurance is a complex product that tightly coupled with the financial security. You need to get into comparing the health plan features in detail, or take help of an unbiased health insurance provider. </div>
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<span style="border: 0px; color: #cc3300; font-size: 14pt; margin: 0px; outline: 0px; padding: 0px;">5. Ask the Experts:</span> You will likely have many questions in your mind as you go through the process of online health insurance purchase. Ask to the industry experts with free o cost before you buy <a href="http://www.bajajcapitalinsurance.com/health-insurance/health-insurance.aspx" style="-webkit-font-smoothing: antialiased; border: 0px; color: #024879; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; text-shadow: rgba(0, 0, 0, 0.00392157) 1px 1px 1px;" target="_blank">health insurance</a> and start paying health insurance premium.</div>
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Bajaj Capital Insurance, comprehensive online insurance portal provides health insurance plans from the top insurers in India. Such plans covers you and your family against the medical expenses such as Hospitalization expenses, Day Care Treatment, Pre & Post Hospitalization cover, ambulance, etc.</div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com04297 Soap Weed Rd, Calhan, CO 80808, USA38.891033018640577 -104.3261722500000113.368998518640577 -145.63476625 64.413067518640574 -63.017578250000014tag:blogger.com,1999:blog-4608330981745980469.post-29489935431897657142014-04-03T23:49:00.000-07:002018-08-26T04:29:03.767-07:00How to Save Money on Your Health Insurance Premiums<div dir="ltr" style="text-align: left;" trbidi="on">
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<span lang="EN-IN" style="font-family: inherit; line-height: 107%;">Health insurance is something that you cannot avoid. In this world, there is no guarantee of health security. Any adverse incident can take place anytime and if you are not financially well-prepared, it will be very tough for you to save your life. Health insurance is the best way to secure some money for adverse situations like accidents and illnesses. <o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: inherit; line-height: 107%;">But the tragic is that in India, only 40% of people seem to be much sincere about their health insurance plans. The most significant reason for avoiding health insurance by a vast majority of Indians is that they find hard to afford such insurance premiums. The regularly increasing cost of living forces people to limit themselves in basic expenses. Therefore, it is must to show Indians the path from which they can save money on their health insurance premiums. <o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: inherit; line-height: 107%;">Health insurance plays an important role in every peo<a href="https://www.blogger.com/null" name="_GoBack"></a>ple lives. But when you are not able to choose the right insurance plan, it is difficult for you to continue it. Failing to pay premiums on time is the most common problems. <o:p></o:p></span></div>
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<b><span lang="EN-IN" style="font-family: inherit; line-height: 107%;">Online Insurance Comparison <o:p></o:p></span></b></div>
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<span lang="EN-IN" style="font-family: inherit; line-height: 107%;">As you know every problem has a solution, likewise, one of the best solutions is available to <b>keep your health insurance premium down</b>. And it is none other than online insurance comparison. The online websites for comparison for various health insurance policies are one of the fastest and the best solutions. These websites are designed to provide health insurance plans of various reputed insurance firms at one web page that you can find easy to compare. It will be right to say that these websites make comparison of policies at your fingertips. Use your smartphone or laptop anytime and anywhere to compare health insurance benefits and premiums. You can able to choose the plan that provides a huge saving of money and at the same time, benefits of insurance. <o:p></o:p></span></div>
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<b><span lang="EN-IN" style="font-family: inherit; line-height: 107%;">Fast andEasy Comparison<o:p></o:p></span></b></div>
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<span lang="EN-IN" style="font-family: inherit; line-height: 107%;">Today, well-educated people of Indian have found these insurance comparison websites friendly, fast and ultimate. A few simple clicks allows them to maintain distance from the insurance agents who only guide you for the plans for which they have found commissions. Also, online comparison of insurance policies allows you to save your quality time. You don’t need to take leave from your office in order to search for the best health insurance policy for yourselves. Whether you are at home or office, you can make online insurance comparison to choose the best and well suitable insurance policy. <o:p></o:p></span></div>
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<b><span lang="EN-IN" style="font-family: inherit; line-height: 107%;">Money SavingHealth Insurance Policy <o:p></o:p></span></b></div>
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<span lang="EN-IN" style="font-family: inherit; line-height: 107%;">Today, 7 out of 10 working guys of India have found these comparison sites wonderful. If you are still untouched with the benefits of health insurance, it’s time to look out for it. There is no need to step out from your home nor need to take assistance from insurance agents, just click to a reputed online insurance comparison site of Indian to know the best health insurance policy that keeps your premium down and provides great benefits during difficult situations.<o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: inherit; line-height: 107%;"> Today, online insurance comparison is the best solution you have ever discovered. Give yourself time to look for a reputed insurance comparison website to instantly choose the best policy and purchase it online. <o:p></o:p></span></div>
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<b><span lang="EN-IN" style="font-family: inherit; line-height: 107%;">Bajaj Insurance Capital</span></b><span lang="EN-IN" style="line-height: 107%;"><span style="font-family: inherit;"> is one of the leading websites for online insurance comparison. It is a wonderful platform to compare various top insurance company policies. </span><span style="font-family: "calibri light" , sans-serif; font-size: 16pt;"><o:p></o:p></span></span></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com014121 Lasita Rd, Green, KS 67447, USA39.436193189982724 -96.94335975000001313.914158689982724 -138.25195375 64.958227689982721 -55.634765750000014tag:blogger.com,1999:blog-4608330981745980469.post-29844888190852380452014-03-31T01:32:00.000-07:002018-08-26T04:30:10.713-07:00How to Compare Health Insurance Policies <div dir="ltr" style="text-align: left;" trbidi="on">
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<span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;">“Health is wealth”, it is a universal fact. Considering the fact, it is important for every people to choose the best health insurance policy. These days, 7 out of 10 people prefer health insurance policies. But the tragic is that only 30% of people are able to get the best health plan for themselves. In other words, a large number of people in this world, especially in India, who are not satisfied with their health plan. The prime reasons for the dissatisfaction are lack of knowledge of health policies and avoid comparing plans. If you are on the way to buy a health insurance policy, it is important to increase your knowledge on the matter and don’t ever forget to compare various policies in order to choose the best one for yourself. <o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;">Now, you must be wondering that how to compare these policies. There are three ways for comparison but online comparison is the best way to go with. Read on to find how…<o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;">Visit some top insurance companies of your country and go through their plans in person. Carry your tablet or notebook to write down prices, coverage and several other advantages. Don’t you think that for this comparison method, you have to spend quality time? Moreover, there is no guarantee that you will find out the right plan for yourself. Taking out special time from your busy schedule to <b>compare insurance policies</b>is difficult. <b> </b><o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;"> Call an insurance agent to help you out. If you analyse the service of insurance agents, it will not prove beneficial because these agents will tell you about the plans for which they have got an impressive commission. They might leave you with the health plan that is not well suitable to your needs.<a href="https://www.blogger.com/null" name="_GoBack"></a> <o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;">The best way to compare health plans is online help. Self-help from online is always very beneficial. It saves your quality time and effort. Comparison of health policies online is easy and interesting. Go for wide search over the internet. These days, you can come across <b>onlineinsurance comparison </b>websites. They are playing a pivotal role for people who are looking for a well-suitable insurance plan. Comparing not only health but also various types of insurance plans have become easy due to these sites. In other words, comparison has become fast and easy. A long table of health plans of various reputed insurance agencies are displayed. It is easy for you to compare plans and choose the best among them. Nothing will bother you because you have varieties to compare. In case, you have any doubt regarding a plan, these comparison websites will provide you with online chat support and a customer care number. Talk to the comparison company about what you are expecting from your insurance coverage. It will help you as soon as possible. Even it will help you to buy an insurance plan from the comfort of your home. Such facilities are not offered earlier. But the internet has given you such a wonderful platform. Indians do have to realize the fact that online is the best way to compare insurance policies. Without taking leave from your office, you can able to find out the best health plan for yourself or your family. So, why are you wasting your precious time by adopting traditional way of comparing insurance policies? Go with online comparison sites. <o:p></o:p></span></div>
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<b><span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;">Bajaj Capital Insurance</span></b><span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;"> is a leading online health insurance comparison company. It helps Indians to choose every type of insurance plan. The reputed website has alliance with top insurance companies of India including Max, Kotak etc….. The site will help you to compare various type of health insurance policies and at the same time, it will allow you to buy your favorite plan instantly. </span></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0Unnamed Road, Zacatecas, Mexico22.998851821393391 -103.27148475000001-2.5231826786066094 -144.58007875 48.520886321393391 -61.962890750000014tag:blogger.com,1999:blog-4608330981745980469.post-24899053794007967692014-03-24T02:52:00.000-07:002018-08-26T04:31:19.680-07:00Bajaj Capital Insurance: Compare & Get Guidance to Choose the Best Health Insurance <div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjwe5iyErYc8SWDpt9UZ9M3XhA_OWCSCHOaxW_Lox5jqlXLwUTrXXkJYr6ojJMP4ePEqBtqwZEDFEdRy0479jjwD75i1yszgfaL6GNxg38FBlTBnXi8q5rDJhR1SNrbo0JaIQGEFZcI6MI/s1600/04insure1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="294" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjwe5iyErYc8SWDpt9UZ9M3XhA_OWCSCHOaxW_Lox5jqlXLwUTrXXkJYr6ojJMP4ePEqBtqwZEDFEdRy0479jjwD75i1yszgfaL6GNxg38FBlTBnXi8q5rDJhR1SNrbo0JaIQGEFZcI6MI/s1600/04insure1.jpg" width="320" /></a></div>
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<span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;">Bajaj Capital Insurance, a leading Indian online life insurance and general insurance comparison portal, is all set to make your selection for health insurance easy, fast and profitable. It provides comparison facility of the insurance services according to pricing, key features and quality. Find the best health policy according to your requirements without spending much time. Bajaj Capital Insurance has made the comparison process fast through health insurance FAQs, dos and don’ts and instant guidance from expert health advisors. You can able to find healthinsurance for critical illness, family and group, and senior citizen. <o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;">Bajaj Capital Insurance has tried to include the health policies in its list that provide support during bad health issues. A health insurance covers cumulative bonus, cost of health check-up that you face from time to time, minimum time to stay in hospital, hospitalization expenses and cashless facility. Bajaj Capital Insurance is providing comparison of health insurance policies of well-known insurance companies of India including Apollo Munich, Religare, L&T, Max Bupa, National Insurance, and Star Unique Health etc… Tax benefits are covered in every health insurance plan. <o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;">The Managing Director of the Bajaj Capital Insurance says, “<i><span style="color: #c00000;">Each insurance plan we have included in our list is first analysed by our experts. With this web portal we are trying to support all Indians who wish to have the best insurance plan that can secure their future.</span>” <o:p></o:p></i></span></div>
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<span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;">Talk to our experts who will always available to help you out. Bajaj Capital Insurance firmly believes in “health is wealth” concept. Selecting a premium class health insurance provides provides protection for your health in which you will get an assurance to reimburse your medical expenses. It is the best way to secure your health. <o:p></o:p></span></div>
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<b><span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;">About bajajcapitalinsurance.com-<o:p></o:p></span></b></div>
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<span lang="EN-IN" style="font-family: "calibri light" , "sans-serif"; font-size: 14.0pt; line-height: 107%;">Bajaj Cap<a href="https://www.blogger.com/null" name="_GoBack"></a>ital Insurance is the most respected web portal for insurance comparison and purchase. It provides health insurance, life insurance, motor insurance, travel insurance and various types of other insurance comparison and purchase facility. Online and phone call support from expert insurance adviser is also provided. Bajaj Capital Insurance is the portal that saves your quality time that you might spend on searching insurance policies, comparing and analyzing. It is easy to compare insurance plans from Bajaj Capital Insurance. Bajaj Capital Group has been awarded with Financial Advisor Award by CNBC-TV18. It won Best Wealth Management Company award for the year 2008-2009. Bajaj Capital has bagged many prestigious awards and appreciated by top insurance companies time and again. <o:p></o:p></span></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com04869 66th St, Meriden, KS 66512, USA39.164141239098548 -95.53710975000001313.642106739098548 -136.84570375 64.686175739098545 -54.228515750000014tag:blogger.com,1999:blog-4608330981745980469.post-25939971435529913912014-03-24T02:38:00.000-07:002018-08-26T04:50:02.272-07:00Compare Online Health Insurance: The Fastest Way to Choose the Best Policy<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td style="text-align: center;"><a href="http://www.bajajcapitalinsurance.com/" style="margin-left: auto; margin-right: auto;" target="_blank"><img border="0" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxZQL6PDs0pCpdMqlwzf9KOjSSvPZOiM1VhbiP8oVe5qsf1K7BfvnsaKTxUsire-h6ZDEi3x0HOzPFxoHlRcPoHufjl0zVYj1o2VUhQgkjfinA5SRO8PFqFbShuEi9fM_YC5q3S2BMIwA/s1600/Online+Health+Insurance+Comparison.jpg" width="320" /></a></td></tr>
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<span lang="EN-IN" style="font-size: 14.0pt; line-height: 107%;"><span style="font-family: inherit;">Life is precious. Every person has the right to make their lives safe and beautiful. Health insurance is a wonderful medium to secure your life from hazardous diseases and incidents. Having a health insurance gives an assurance that you are capable enough to combat with your health issues because such insurance policies provide coverage of hospital bills and medicines. Without thinking of how to arrange money you can undergo medical treatment and safe your life. <o:p></o:p></span></span></div>
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<span lang="EN-IN" style="font-size: 14.0pt; line-height: 107%;"><span style="font-family: inherit;">These days, there are various types of health insurance plans to choose from. Various prestigious companies have come forward with lucrative health insurance plans. It is advisable to not to get panic and don’t be in hurry while choosing a health plan. Give yourself proper time to compare plans, prices and companies in order to find out the best health policy. <o:p></o:p></span></span></div>
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<b><span lang="EN-IN" style="font-size: 14.0pt; line-height: 107%;"><span style="font-family: inherit;">Compare Health Insurance Companies<o:p></o:p></span></span></b></div>
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<span lang="EN-IN" style="font-size: 14.0pt; line-height: 107%;"><span style="font-family: inherit;">Your foremost step is to shortlist the insurance companies. A good amount of money you invest in a health insurance plan and at the same time, you have a hope that the policy will help during our needs. There are several cases noticed where insurance companies fail to provide on time support. Also, there are many incidents in which the claimed money are not provided. Comparison of health insurance companies will enable you to reach to the company that cares its consumers and provides all the support that the plan has promised to provide. Always choose a prestigious insurance company that has no such negative reviews. <o:p></o:p></span></span></div>
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<b><span lang="EN-IN" style="font-size: 14.0pt; line-height: 107%;"><span style="font-family: inherit;">Compare Health Insurance Plans<o:p></o:p></span></span></b></div>
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<span lang="EN-IN" style="font-size: 14.0pt; line-height: 107%;"><span style="font-family: inherit;">For this, analyse your health needs. Family and individual health insurance policies are available to choose from. If you are single, you will need less coverage. If the family has children, you could require a plan that covers lots of preventive care. Consider your future health care issues. When you analyse health needs, it will not very difficult for you to choose the right plan. You will not get confused by seeing varieties. <b>Compare health insurance online! </b>It is the fastest medium to choose the best plan for yourself. There is no need to use pen-paper because online comparison is fast and easy. <o:p></o:p></span></span></div>
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<b><span lang="EN-IN" style="font-size: 14.0pt; line-height: 107%;"><span style="font-family: inherit;">Compare Health Insurance Prices</span></span></b></div>
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<span lang="EN-IN" style="font-size: 14.0pt; line-height: 107%;"><span style="font-family: inherit;">Ask for quotes for the plans you have found suitable for yourself. Comparison of pricing of the health insurance policies that you have shortlisted is necessary. Decide how much you can afford in your insurance premium. If you have a reliable income, you can bear the plan that provides wide ranges of health coverage. Try to confirm that how the premium can be paid off. Usually, insurance companies provide flexibility to pay monthly, quarterly or yearly. Confirm the late fee charges and flexibility to extend the date of premium. Make sure that the insurance company is not going to increase the premium price in future. Talk to your agent. It may help you to choose the best health insurance plan. But when you mix your own ideas with the agent’s ideas, you could be able to choose a well-suitable health insurance policy. </span><o:p></o:p></span></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-45965847716589641562014-03-06T01:52:00.000-08:002018-08-26T04:51:21.901-07:00“Compare Online Insurance Quotes” – Why it is Important?<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-SWcB6NDVH8R6yo9wpavIs_87z-_Cyzg-jpq3NctTBAYzi6V0Sdy6LI6tg-bhydYqkPm9tTM8N-2JSn81nHLBfHiRoNlSN5SbhLaHX6YJ8ayJEKZsTH30NWXCGDlZTPSGq3Dr8iPg6UE/s1600/th.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-SWcB6NDVH8R6yo9wpavIs_87z-_Cyzg-jpq3NctTBAYzi6V0Sdy6LI6tg-bhydYqkPm9tTM8N-2JSn81nHLBfHiRoNlSN5SbhLaHX6YJ8ayJEKZsTH30NWXCGDlZTPSGq3Dr8iPg6UE/s1600/th.jpg" width="320" /></a></td></tr>
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Compare your <b>insurance quotes online</b> against top insurers. <b>Bajaj Capital Insurance’s</b> hassle free services help you find <b>best insurance quotes in India</b>. Bajaj Capital Insurance helps you choose the right amount of coverage to for your needs. </div>
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When you will get <b>online insurance quotes</b> via our <b>online insurance portal</b>, you will receive:</div>
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<b><span style="color: #666666; font-family: "cambria" , "serif"; font-size: 14.0pt;">Online Help during Your Quotes<o:p></o:p></span></b></div>
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Insurance comparison can be confusing, but for all online insurance quotes at <b>Bajaj CapitalInsurance</b>, we can suggest types of coverage to consider, we will tell you how each coverage works for you. </div>
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<b><span style="color: #666666; font-family: "cambria" , "serif"; font-size: 14.0pt;">Money-Saving Tips<o:p></o:p></span></b></div>
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<span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt; font-weight: normal;">We let you know if you should consider going without certain types of coverage to help you budget for insurance plan. Alternatively, you can easily adjust specific coverage and see how those changes affect your rate for insurance cover. </span><span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt;">Online</span><span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt; font-weight: normal;"> </span><span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt;">Insurance</span><span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt; font-weight: normal;"> </span><span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt;">Comparison</span><span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt; font-weight: normal;"> is fast and simple.</span><span style="color: #666666; font-family: "arial" , "sans-serif"; font-size: 10.0pt;"><o:p></o:p></span></h4>
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<span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt; font-weight: normal;">For those who start </span><span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt;">insurance quotes online</span><span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt; font-weight: normal;"> but decide they would rather support over the phone, just call us at +91 </span><span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt;">8447425559</span><span style="font-family: "calibri" , "sans-serif"; font-size: 11.0pt; font-weight: normal;">. We can easily retrieve insurance quotes and help you buy your policy.<o:p></o:p></span></h4>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-53379032881047924852014-03-03T03:00:00.000-08:002018-08-26T04:52:55.638-07:00Backdating Your Life Insurance Policy: Will Save Thousands<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEje-REpr8irXkxNDbdYj2vGT-oATjluPur3zwsm7lSFLBPzXkVIU6bnPm_jUik1qX95JpoQtgnpCGSUo0qD0-A7wEuImYXztLch3B0euBuvNLGGdAjYT4rZutL25Z_S_dCMH08o8S9OyS8/s1600/options_backdating_scandal.03.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEje-REpr8irXkxNDbdYj2vGT-oATjluPur3zwsm7lSFLBPzXkVIU6bnPm_jUik1qX95JpoQtgnpCGSUo0qD0-A7wEuImYXztLch3B0euBuvNLGGdAjYT4rZutL25Z_S_dCMH08o8S9OyS8/s1600/options_backdating_scandal.03.jpg" width="320" /></a></td></tr>
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Backdating an insurance policy is legal in the insurance industry. Therefore, the insurance plans launched by any insurance company in the last 1-2 Months can be bought with any date in the financial year starting from 1 April 2014.</div>
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<b><span style="font-size: 14.0pt; line-height: 115%;">Impacts of Backdating Life Insurance Policy-<o:p></o:p></span></b></div>
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<li><span style="font-family: "symbol"; text-indent: -0.25in;">·<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="text-indent: -0.25in;">Backdating is possible only on endowment and money back policies.</span></li>
<li><span style="font-family: "symbol"; text-indent: -0.25in;">·<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="text-indent: -0.25in;">When backdating a policy, the premium will have to be paid for the backdated period together with interest charges.</span></li>
<li><span style="font-family: "symbol"; text-indent: -0.25in;">·<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="text-indent: -0.25in;">A policy can be backdated to let its maturity coincide with any special day, such as birthday or wedding anniversary.</span></li>
<li><span style="font-family: "symbol"; text-indent: -0.25in;">·<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="text-indent: -0.25in;">The policy matures earlier than it normally would. In endowment policies, this could be an advantage as survival benefits accrue earlier.</span></li>
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Here is an example of how backdating can benefit a person who is looking for coverage:</div>
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Amit applies for coverage on September 1. His birthday is September 15 and the insurance policy is approved and issued on September 30. If the policy is backdated to September 14 (the day before the applicant's birthday), he or she can take advantage of lower rates.</div>
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When shopping around for life insurance coverage, a consumer should ask whether a company offers backdated life insurance premiums to its policyholders. The savings in premiums over the life of the policy need to be calculated before deciding to buy a policy with premiums calculated in this manner.</div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0Unnamed Road, Utica, KS 67584, USA38.616870656821312 -100.1074222500000113.094836156821312 -141.41601625 64.138905156821309 -58.798828250000014tag:blogger.com,1999:blog-4608330981745980469.post-40775134043305900942014-02-03T02:52:00.000-08:002018-08-26T04:56:07.767-07:00Personal Accident Insurance Policy- Need of the Day<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td style="text-align: center;"><span style="margin-left: auto; margin-right: auto;"><a href="http://www.bajajcapitalinsurance.com/" target="_blank"><img border="0" height="282" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7PnfTZ-sf5m4oZ2b7-mjrfIDu6odLBYyJDg0xz4wXcyW1Gn33s-zuUAhaupppzsGGRyZ5LgJJA4o3j9g8P2ou1UPezeay9SFJFfhDHnhBI0YS9u294Eaw9KKvel9H-Df90iVYlx8NBTc/s1600/Personal+Accident+Insurance.jpg" width="320" /></a></span></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Personal Accident Insurance</td></tr>
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<span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">Accidents are the fact of life. Chances of mishaps happening to ourselves seem almost remote but they could happen at a time when you least expect it. The probability of you met with an accident in India or abroad is very high. ! In such situation it is utmost important to ensure that your family doesn’t have to face additional burden of managing their day-to-day basic needs<o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">A</span><span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;"> Good Personal Accident Insurance will give you peace of mind that will tide you through, if you meet with any big or small mishap. , you may have to undertake significant financial expenditure to get the care that you require.<o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">A personal accident policy is a critical component in the investment plan of person who has dependents to support; whether it is children or aged parents, provides</span><span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;"> </span><b><span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">compensation in case of death & also bodily injury, total/partial disability or dismemberment caused due to an accident.</span></b><span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;"> </span><span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">However to be covered under this policy, the injury must have occurred due to an external, violent means<o:p></o:p></span></div>
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<b><span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">The personal accident insurance is a flexible policy that can be adjusted according to your needs and budget, Nowadays, wide range of accident insurance providers</span></b><span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;"> <b>offer the option of customising the policy depending on specific events</b></span><b><span lang="EN" style="font-family: "calibri" , sans-serif; font-size: 11pt;"> <o:p></o:p></span></b></div>
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<span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;"><br />In addition to the death or disablement benefits, the PA cover provide reimbursement upto specified limits for M<b>edical Expenses </b>incurred for treatment following an accident. <o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">It is all the more important for those who have taken <b>loans </b>(mortgage loan, vehicle loan, personal loan, etc.) to take the personal accident cover because this would offer protection towards <b>Repayment of outstanding balances</b> at the time of any accident affecting the repayment capabilities<o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">Also bear the <b>Education cost of dependent children</b> is up to specified limits in case of accidental death or the permanent total disablement of the Insured <o:p></o:p></span></div>
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<b><span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">Modification of Residences / Vehicle </span></b><span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">is also provided by insurer In the event of permanent total disability, we reimburse the expenses incurred for modifying residential accommodation or own vehicle.<o:p></o:p></span></div>
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<span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">Some <a href="http://www.bajajcapitalinsurance.com/" target="_blank">insurer provides</a> the benefits such as , Funeral Expenses in case of Death , Transportation Allowance of insured dead body or disablement from the place of accident to the place of residence. Burns in case of accident ,spital confinement allowance and purchase of supporting equipment, like crutches and wheel chairs, Ambulance Expenses from accident site to hospital , can also be availed.<o:p></o:p></span></div>
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<b><span lang="EN-IN" style="font-family: "calibri" , sans-serif; font-size: 11pt;">it is a low cost insurance policy, this segment is different from health policies in the sense that not only does it cover a portion of medical bills arising from an accident or injury, but also provides security against any temporary, extended or permanent loss of income due to the aforementioned<o:p></o:p></span></b></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-48396171366762244252014-01-22T01:23:00.000-08:002018-08-26T04:57:27.246-07:00Professional indemnity Insurance – Essential for Professionals<div dir="ltr" style="text-align: left;" trbidi="on">
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<span lang="EN-IN">As a professional, you have a duty to offer 'reasonable skill and care', as part of the service you provide. If you fail to exercise this duty and are subsequently proven to be negligent, you may be liable for any losses incurred by your customers or other third party. Proving your innocence isn’t cheap so in today’s litigious climate it pays to be protected.</span></div>
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<span lang="EN-IN">Professional indemnity insurance<a href="http://www.constructaquote.com/liability-insurance/professional-indemnity.aspx"></a>is something that is often overlooked with devastating consequences unfortunately, no matter how good we are at our jobs or how good our attention to detail may be there is always the potential for small mistakes to be made.</span></div>
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<span lang="EN-IN"><br />Anyone who offers their knowledge, experience or skills as a paid service could benefit from professional indemnity cover. It’s now a common requirement for many professions such as solicitors, financial advisors, designers, accountants, architects, insurance brokers, builders and PR and marketing consultants.</span></div>
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<a href="https://www.blogger.com/blogger.g?blogID=4608330981745980469" name="a2"></a><a href="https://www.blogger.com/blogger.g?blogID=4608330981745980469" name="a1"></a><span lang="EN-IN">The policy covers all sums which the insured professional becomes legally liable to pay as damages to third party in respect of any error and/or omission on his/her part committed whilst rendering professional service. </span></div>
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<span lang="EN-IN">This type of cover could help protect you financially if you are faced with a negligence claim. If you make a mistake or offer flawed advice which has a negative impact on your client or customer, they may seek some compensation.<br /><!--[if !supportLineBreakNewLine]--><br /><!--[endif]--></span></div>
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<span lang="EN-IN">Now these days most of the insurer in the market will provide the cover against <br /><br />• Neglect, error or omission including breach of contract<br />• Dishonest, fraudulent, criminal or malicious acts or omissions of any person employed at any </span></div>
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<span lang="EN-IN"> time.<br />• Unintentional breach of, or unauthorised use of, confidential information, trade secrets, patents </span></div>
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<span lang="EN-IN"> and copyrights of the systems or programs of third parties <br />• The publication or utterance of a libel or slander.<br />• All costs, charges and expenses incurred in replacing or restoring any documents that have been </span></div>
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<span lang="EN-IN"> lost, damaged, destroyed, mislaid, distorted or erased.<br />• The negligence of any specialist consultants or sub-contractors acting on your behalf or for </span></div>
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<span lang="EN-IN"> whom you are responsible.<br />• Any retroactive cover for all work since the start of the policy.</span></div>
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<span lang="EN-IN">.<br />Today’s savvy consumer is highly aware of their legal rights and today’s blame culture has been found to be largely responsible for the increase in claimants against a whole manner of service providers.</span></div>
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<span lang="EN-IN">In Professional Indemnity policy, many insurers include a retroactive date within their policy. This covers for work completed during that period i.e. if you have 2 years retroactive cover, you will be covered against claims connected with work you’ve carried out during the previous 2 years. This is an essential option if you have undertaken a lot of high-risk work in the past.</span></div>
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<span lang="EN-IN"> While professional indemnity may be compulsory insurance for some businesses, for others it gives significant peace of mind which is just as valuable.</span></div>
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<span lang="EN-IN">Ultimately, by preparing for a number of legal eventualities, it is a sensible way to ensure you are looking after the long term future of your business while protecting yourself at the same time.</span></div>
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<span lang="EN-IN">Don’t leave yourself vulnerable – make sure your business is protected with comprehensive professional indemnity insurance. Make sure any risks associated with being self-employed are fully protected.</span></div>
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<span lang="EN-IN">It is advisable that you examine the terms of any professional indemnity policy before you make a purchase as the extent of cover can vary between insurers.</span></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0Gove N, Gove City, KS 67736, USA38.891033018640577 -100.4589847500000113.368998518640577 -141.76757875 64.413067518640574 -59.150390750000014tag:blogger.com,1999:blog-4608330981745980469.post-85976342251784200872014-01-16T04:10:00.000-08:002018-08-26T04:58:20.365-07:00HEALTH INSURANCE – Saving with Security<div dir="ltr" style="text-align: left;" trbidi="on">
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<span lang="EN" style="font-size: 40pt;">L</span><span lang="EN">ife is full of uncertainties. Risk lurks in every nook and corner of human life. In short, life is unpredictable. We need to be prepared for such circumstances. Leading a happy life, involves good planning and analysis for your personal health. Accidents do happen and you need to be prepared for such situations. In times of high health cost, you need to get covered for health risks. <o:p></o:p></span></div>
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<span lang="EN">Health insurance comes in handy in case of severe emergencies. The term health insurance (popularly known as Medical Insurance or Mediclaim) is a type of insurance that </span><span lang="EN-IN"> protects you and your dependents against any financial constraints arising on account of a medical emergency. It sometimes includes disability and long term medical needs. In Mediclaim, you pay a premium and in return the insurer commits to pay a predetermined sum of money to meet the claims.</span></div>
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<span lang="EN-IN">Most insurance companies have health plan options that allow you to choose from among health insurance policies that have lower monthly premiums if you consent to pay more out-of-pocket costs, such as a yearly deductable and copayments for services and prescription medications. If you are healthy and do not anticipate any medical spending in the coming year, choosing a plan with larger out of pocket expenses may make sense for you.</span></div>
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<span lang="EN-IN">For some consumers, buying health insurance is the only health coverage option. However, some of them may still be an option to save money. </span></div>
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<span lang="EN-IN">Health plans are available in two formats, individual and group plans. In an individual policy you are personally the owner of the policy. While in a group plan, the sponsor owns the policy and the people covered under it are called its member</span></div>
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<b><span lang="EN-IN">Saving with Security <o:p></o:p></span></b></div>
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<b><span lang="EN-IN">Saving :-</span></b><span lang="EN-IN">Along with the support of medical care that a policy provides, it is also important to note financial benefits that it gives. You save in two different ways with a medical insurance policy. </span></div>
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<b><span lang="EN-IN">Firstly,</span></b><span lang="EN-IN"> you save on the cost of treatment, which can include the cost of hospitalisation, pre and post hospitalisation care, cost of expensive diagnostics etc.</span></div>
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<b><span lang="EN-IN">Secondly,</span></b><span lang="EN-IN"> the Indian government gives heavy tax benefits in the form of deductions and exemptions from the total taxable income to anyone paying premium towards a mediclaim insurance policy. If you have two mediclaim policies, one for your family and another for your parents, then you can get a sizeable tax deduction from your total taxable income.</span> </div>
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<b><span lang="EN-IN">Security</span></b><span lang="EN-IN"> : Health insurance policies are plans that are designed to be used when you have any health related problem. A health care insurance policy can be thought of as a contingency plan made to make things easier for you when the going gets tough. A policy not only protects you, but your whole family. The best health insurance companies offer "family floater" plans. A "family floater" plan can cover two adults and two children and comes out to be more efficient than four individual policies for each family member. </span>Furthermore, best health insurance policies should include other bonus features such as "cashless hospitalisation", free health check-ups, inclusion of pre-existing diseases etc. </div>
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<b><span lang="EN-IN">Support for emergencies:</span></b><span lang="EN-IN"> In emergency situations that are the hardest to control because you do not know when, where and to whom it might happen. The mediclaim insurance companies have come up with plans on how to tackle emergencies and make it easier for you, and has also come up with the clause of "cashless hospitalisation”. This feature allows you to get hospitalised without the hassle of cash. This is a especially designed feature for emergencies where it is quite impractical to expect a patient to withdraw cash from a bank before heading to the hospital to get admitted. All you have to do is check whether the hospital you are headed to is on the panel of the medical insurance company or not, pick up your health card and get admitted.</span> </div>
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<b><span lang="EN-IN">Peace of mind</span></b><span lang="EN-IN">: Stress is the number one enemy of health. Stress makes your immune system weak and makes you vulnerable to all kinds of health trouble. With all these benefits of a health insurance policy in your pocket, you can be sure that you can handle anything that life has to offer. You can relax and breathe easy. No more will you have to fret about medical bills or worry about your and your family's future health. </span></div>
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<span lang="EN-IN">In case an individual is taking the deduction, the medical insurance policy can be take in the name of any of the following: the taxpayer or the spouse, parents or dependent children of the taxpayer.</span></div>
<span lang="EN" style="font-family: "times new roman" , serif; font-size: 12pt;">However, before buying a health insurance policy, plan your requirements carefully. It will save you from buying a policy which might not be appropriate for you and can also be expensive. </span><br />
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Where to start insurance can be confusing because so many options available in the market, how do you know which one is the best for you.<span style="color: #1c3f94; font-family: "arial" , sans-serif;"><o:p></o:p></span></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-84853355608490939292014-01-10T02:27:00.000-08:002018-08-26T05:01:41.442-07:00SITTING IS THE NEW SMOKING<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">India has made significant progress in the past several decades in white collared , and Pink collared jobs . The impact of this growth is , rise of cigarette smoking among youth populations. However we are not going to talk about Smoking today , we all are well aware of consequences of smoking which leads to Cancer. </span><br />
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<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">There is a new smoking in the town and that is more dangerous than any other disease . The most deadliest disease which kills you slowly is Silicon Valley Syndrome . Unfortunately all working professionals are on hit list of this disease . There's no running away from it: The more you sit, the poorer your health and the earlier you may die, no matter how fit you are.</span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="border: 0px; color: #cc0000; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 15px; line-height: 20px; margin: 0px; outline: 0px; padding: 0px; text-align: justify;">You've no doubt</span><span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;"> heard the news by now: A car-commuting, desk-bound, TV-watching lifestyle can be harmful to your health. All the time we spend parked behind a steering wheel, slumped over a keyboard, or kicked back in front of the tube is linked to increased risks of heart disease, diabetes, cancer, and even depression-to the point where experts have labeled this modern-day health epidemic the "sitting disease". </span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">Even if you are a runner there is no way that you can be spared by this deadlies syndrome .A consistent body of emerging research suggests that sitting increases your risk of death and disease, even if you are getting plenty of physical activity. </span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">It's a bit like smoking. Smoking is bad for you even if you get lots of exercise. So is sitting too much. Unfortunately, outside of regularly scheduled exercise sessions, active people sit just as much as their couch-potato peers. </span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="text-align: justify;"><span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif;"><span style="font-size: 14px; line-height: 20px;">In a 2012 study published in the International Journal of Behavioral Nutrition and Physical Activity, researchers reported that people spent an average of 64 hours a week sitting, 28 hours standing, and 11 hours milling about (non exercise walking), whether or not they exercised the recommended 150 minutes a week. That's more than nine hours a day of sitting, no matter how active they otherwise were. </span></span></span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">We were very surprised that even the highest level of exercise did not matter squat for reducing the time spent sitting. Sitting for an extended period of time causes your body to shut down at the metabolic level, When your muscles, especially certain leg muscles, are immobile, your circulation slows. So you use less of your blood sugar and you burn less fat, which increases your risk of heart disease and diabetes. </span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">The simple reason is that key gene (called lipid phosphate phosphatase-1 or LPP1) that helps prevent blood clotting and inflammation to keep your cardiovascular system healthy is significantly suppressed when you sit for a few hours. However the worst part is Heart disease and diabetes aren't the only health hazards Its the much more worst . </span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">The American Institute for Cancer Research now links prolonged sitting with increased risk of both breast and colon cancers. </span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">Sitting time is emerging as a strong candidate for being a cancer risk factor in its own right .According to Alberta Health Services-Cancer Care in Canada, inactivity is linked to 49,000 cases of breast cancer, 43,000 cases of colon cancer, 37,200 cases of lung cancer, and 30,600 cases of prostate cancer a year world wide.</span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">a 2013 survey of nearly 30,000 women found that those who sat nine or more hours a day were more likely to be depressed than those who sat fewer than six hours a day because prolonged sitting reduces circulation, causing fewer feel-good hormones to reach your brain.</span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="border: 0px; color: #cc0000; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14pt; font-weight: bold; line-height: 20px; margin: 0px; outline: 0px; padding: 0px; text-align: justify;">The Cure</span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">Many of us don't recognize the powerful habits we have created around technology-for example, using our phones as alarm clocks means inviting these devices into our beds as we keep checking emails and status updates, all while losing more sleep and potentially increasing our anxiety levels right at bedtime.</span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">Here are few tips which you can follow :</span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="border: 0px; color: #cc0000; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 15px; line-height: 20px; margin: 0px; outline: 0px; padding: 0px; text-align: justify;">Scared, so straight out of your chair?</span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">1. </span><span style="border: 0px; color: #cc0000; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 15px; line-height: 20px; margin: 0px; outline: 0px; padding: 0px; text-align: justify;">Stand up and walk :</span><span style="text-align: justify;"><span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif;"><span style="font-size: 14px; line-height: 20px;"> Every time you need to talk to some one get up walk to that person rather than using intercom. </span></span></span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">2. </span><span style="border: 0px; color: #cc0000; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 15px; line-height: 20px; margin: 0px; outline: 0px; padding: 0px; text-align: justify;">Stand on one leg :</span><span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;"> Try standing on one leg . </span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">3. </span><span style="border: 0px; color: #cc0000; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 15px; line-height: 20px; margin: 0px; outline: 0px; padding: 0px; text-align: justify;">Try nerve glides:</span><span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;"> Keep a smiley soft ball keep squeezing it after every half an hour. </span><br />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;"> </span><br />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">4. </span><span style="border: 0px; color: #cc0000; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 15px; line-height: 20px; margin: 0px; outline: 0px; padding: 0px; text-align: justify;">Desk press:</span><span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;"> This fantastic office exercise will strengthen both your upper body and core . While keeping your body in a straight line using your core muscles, hold a push-up position with your elbows at a 90-degree angle. While holding this position, execute 10 knee-drives, followed by 5 push-ups. Repeat 3 to 4 reps.</span><br />
<br style="color: #4a4b4b; font-family: OpenSans, Arial, Helvetica, sans-serif; font-size: 14px; line-height: 20px; margin: 0px; outline: none; padding: 0px; text-align: justify;" />
<span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">However emergency can knock at your door anytime hence Buying a <a href="https://en.wikipedia.org/wiki/Health_insurance" target="_blank">Online Health Insurance</a> </span><span style="color: #4a4b4b; font-family: "opensans" , "arial" , "helvetica" , sans-serif; font-size: 14px; line-height: 20px; text-align: justify;">can be a good option coz health insurance covers those unpredictable moments in life without burdening your pocket with heavy bills. </span></div>
Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0Dallas, TX, USA32.7766642 -96.79698789999997632.3496592 -97.442434899999981 33.2036692 -96.151540899999972tag:blogger.com,1999:blog-4608330981745980469.post-28768534059032434412014-01-07T03:34:00.000-08:002018-08-26T05:02:55.427-07:00Compare Insurance Plans Online: – Health, Life, Term, Car, and Home Insurance plans Comparison Online<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td class="tr-caption" style="text-align: center;">Compare Insurance Plans</td></tr>
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<i><span style="font-size: 14.0pt; line-height: 115%;">Why you need insurance comparison?<o:p></o:p></span></i></div>
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<span style="color: #1c3f94; font-family: "arial" , "sans-serif"; mso-fareast-font-family: "Times New Roman";">Be Prepared and Pro-Active for any of the situation because life is full with uncertainties. You situation is unique and all the insurance policies are not having equal weightage. It’s very important to have right cover that can cater your specific needs.<span style="color: #1c3f94;"><o:p></o:p></span></span></div>
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Where to start insurance can be confusing because so many options available in the market, how do you know which one is the best for you.<span style="color: #1c3f94; font-family: "arial" , "sans-serif"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<li style="text-align: left;"><span style="font-size: 7pt; text-indent: -0.25in;"> </span><b style="text-indent: -0.25in;">Compare Health Insurance</b><span style="text-indent: -0.25in;">- Find the best health insurance policy to fit your life style.</span></li>
<li style="text-align: left;"><span style="font-size: 7pt; text-indent: -0.25in;"> </span><b style="text-indent: -0.25in;">Compare Life</b><span style="text-indent: -0.25in;"> </span><b style="text-indent: -0.25in;">Insurance</b><span style="text-indent: -0.25in;">- We will provide you a range of Life Insurance and Investment products to suit your unique situation.</span></li>
<li style="text-align: left;"><span style="font-size: 7pt; text-indent: -0.25in;"> </span><b style="text-indent: -0.25in;">Compare Term Insurance</b><span style="text-indent: -0.25in;">-Protect happiness of your loved ones. Compare Pure Term polices now.</span></li>
<li style="text-align: left;"><span style="font-size: 7pt; text-indent: -0.25in;"> </span><b style="text-indent: -0.25in;">Compare Car Insurance</b><span style="text-indent: -0.25in;">- Drive your rupee more by comparing a range of Car Insurance policies.</span></li>
<li style="text-align: left;"><span style="font-size: 7pt; text-indent: -0.25in;"> </span><b style="text-indent: -0.25in;">Compare Home Insurance</b><span style="text-indent: -0.25in;">- Home is where the Heart is. Protect your home and belongings with Home Insurance.</span></li>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0New York, NY, USA40.7127753 -74.005972839.9423093 -75.296866299999991 41.483241299999996 -72.7150793tag:blogger.com,1999:blog-4608330981745980469.post-9624735897188734462013-12-22T23:05:00.000-08:002018-08-26T05:03:57.890-07:00Critical Illness Insurance Policy - Compare Health Insurance Plans Online<div dir="ltr" style="text-align: left;" trbidi="on">
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><span style="margin-left: auto; margin-right: auto;"><a href="http://www.bajajcapitalinsurance.com/" target="_blank"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4nzeqCfn82DJzBO90xW9esTvrravCsj0oclo1rGKNvbrjE-9H34xaoX-6UiFoUL8hLarWDPHnA_FfXAQUMe9wgq3ZdgeH7-JFCzfPUM99gXtf1YMbthvQyV-C_PFN6ISJGQM34F44Fk0/s1600/url.jpg" /></a></span></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Critical Illness Insurance</td></tr>
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<span style="font-family: "tahoma" , sans-serif;">Critical illness cover and critical illness insurance is a form of protection that can provide you with a lump sum payment if you suffer from a covered critical illness and the survival period is satisfied.</span></div>
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<span style="font-family: "tahoma" , sans-serif;">Most individuals mostly the young individuals know the importance of the Health Insurance Plan. Individuals may receive many benefits from the purchase of a critical illness insurance plan depending upon the certain conditions. <o:p></o:p></span></div>
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<b><span style="font-family: "tahoma" , sans-serif;">What Critical Illness Plan Covers:<o:p></o:p></span></b></div>
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<span style="font-family: "tahoma" , sans-serif;">Individuals must carefully examine the specific policy to know what it covered, in general most critical illness policies covers Heart Attacks, Bypass surgery, stroke, cancer and many more. Some policies also cover the loss of vision or hearing. Consumers should also determine what proof that the policy requires of the illness.</span><span style="font-family: "tahoma" , "sans-serif"; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;"> <o:p></o:p></span></div>
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<b><span style="font-family: "tahoma" , "sans-serif"; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">Policy Riders:<o:p></o:p></span></b></div>
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<span style="font-family: "tahoma" , sans-serif;">Policy riders or we can say benefit riders are add-on insurance policies that cover health related services that are not typically covered by the health insurance plan. <o:p></o:p></span></div>
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<i><span style="font-family: "tahoma" , sans-serif;">General Riders Available with Health Insurance Policies</span></i><span style="font-family: "tahoma" , sans-serif;">- <o:p></o:p></span></div>
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<li><span style="font-family: "wingdings"; text-indent: -0.25in;">Ø<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="font-family: "tahoma" , sans-serif; text-indent: -0.25in;">New Born Baby Care</span></li>
<li><span style="font-family: "wingdings"; text-indent: -0.25in;">Ø<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="font-family: "tahoma" , sans-serif; text-indent: -0.25in;">Hospital Cash</span></li>
<li><span style="font-family: "wingdings"; text-indent: -0.25in;">Ø<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="font-family: "tahoma" , sans-serif; text-indent: -0.25in;">Patient Care</span></li>
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<b><span style="font-family: "tahoma" , sans-serif;">The Best Plan:</span></b><span style="font-family: "tahoma" , sans-serif;"><o:p></o:p></span></div>
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<span style="font-family: "tahoma" , sans-serif;">The best way to compare plans is to contact Composite Health Insurance Broker so that you can compare the offerings of the several companies. <o:p></o:p></span></div>
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<span style="font-family: "tahoma" , sans-serif;">Making a smart decision on what plan is best for you and your family will require you to take following points in consideration:<o:p></o:p></span></div>
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<li><span style="font-family: "tahoma" , sans-serif; text-indent: -0.25in;">1.<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="font-family: "tahoma" , sans-serif; text-indent: -0.25in;">How much will your insurance premium?</span></li>
<li><span style="font-family: "tahoma" , sans-serif; text-indent: -0.25in;">2.<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="font-family: "tahoma" , sans-serif; text-indent: -0.25in;">Can you choose doctors and hospitals of your choice?</span></li>
<li><span style="font-family: "tahoma" , sans-serif; text-indent: -0.25in;">3.<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="font-family: "tahoma" , sans-serif; text-indent: -0.25in;">Are your specific health conditions covered by your insurance plan?</span></li>
<li><span style="font-family: "tahoma" , sans-serif; text-indent: -0.25in;">4.<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="font-family: "tahoma" , sans-serif; text-indent: -0.25in;">What is claim settlement procedure?</span></li>
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<b><span style="font-family: "tahoma" , sans-serif;">Comprehensive Online Insurance Portal<o:p></o:p></span></b></div>
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<span style="font-family: "tahoma" , sans-serif;">If you want to get the best-suited health insurance quotes, you can use comprehensive online insurance portals to get the best-rated health insurance plans. Such portal provides you the insurance plan details with the insurance premium from the top insurance providers in India under the one roof.<b><o:p></o:p></b></span></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0Los Angeles, CA, USA34.0522342 -118.243684933.2099567 -119.5345784 34.8945117 -116.95279140000001tag:blogger.com,1999:blog-4608330981745980469.post-55964767588546781312013-12-17T22:28:00.000-08:002018-08-26T05:05:52.010-07:00Compare Health Insurance Quotes Online to Get Maximum Insurance Benefits<div dir="ltr" style="text-align: left;" trbidi="on">
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><span style="margin-left: auto; margin-right: auto;"><a href="http://www.bajajcapitalinsurance.com/" target="_blank"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiO1PbkMBqhVqFmYVmbBrIXTQ57eQl20gY3iLHiba2tSAJZi4dTDi_VPbudTTEcSgQhJS-nLZ9DuwCthrXZbfbVP2uEnKTwd-YN8LAG9rDiSK-_GHinXXi4YutoGd5zcDcPBcdKu8s2hm0/s1600/Heallth+Insurance+Online.JPG" /></a></span></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Health Insurance Plan</td></tr>
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<span style="font-family: "calibri" , "sans-serif"; font-size: 13.0pt; line-height: 115%;"><br /></span><span style="font-family: "calibri" , "sans-serif"; font-size: 13.0pt; line-height: 115%;"><br /></span><span style="font-family: "calibri" , "sans-serif"; font-size: 13.0pt; line-height: 115%;">Affordable financial security for you and your family: – <a href="https://en.wikipedia.org/wiki/Health_insurance_in_the_United_States" target="_blank">Health Insurance Plan</a></span><br />
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When you start thinking about financial security, you must need health insurance plan. Investment is one of the important things you can do to secure you financial future. But what happens if you get injured or ill at any stage of the life. Your hard-earned investment may spend on your hospital bills. Which surely affect you financial planning. Sudden accidents or illness can happen to anyone at any time, and medical bills could derail all of your careful laid plans. Therefore, it is necessary to have Health Insurance Coverage.</div>
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However, getting the best-suited health insurance planis a not an easy task. Moreover, not suited or less suited health insurance plan may cause a threat to your future financial plans. So it is very important to identify your need for getting the best suited health insurance plan.</div>
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Shelly Singh of Bangalore is looking forward for Health Insurance plan, as her current employer not providing the health insurance benefits. She starts looking for the health insurance options offline. However, after looking too many of the health insurance options she gets confused. She said- getting best-suited health insurance plans is not an easy task.</div>
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Amit Sharma of New Delhi working with reputed IT Company in NCR getting health insurance benefits from the employer. But he realizes that an insurance offering from the employer is not sufficient and not suited as per his life style. When he starts looking for the health insurance plans online, he was stuck and not able to decide which is the best-suited health insurance plan. Then he feels the requirement of an expert advisor, who can provide him the customize health insurance plan as per his requirements.</div>
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This situation sucks! There are many of us facing the same problem. Health Insurance is a complex product as having many variables like individual health insurance plan, health insurance plan for family, critical illness plans, top up health insurance plans and many more.</div>
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If you want to get the best-suited health insurance quotes, you can use comprehensive online insurance portals to get the best-rated health insurance plans. Such portal provides you the insurance plan details with the insurance premium from the top insurance providers in India under the one roof.</div>
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Among many, provides online advisory services where you can find the most suited and cost effective solution for you and your family’s health Cover.</div>
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What makes Bajaj Capital Insurance differ from others? </div>
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1. 50 years of financial services to Indian as well as NRI Clients as a Group</div>
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2. In house Claim Settlement team.</div>
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3. Free assistance by phone, chat and email.</div>
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4. 100+ Health Insurance plans from top health insurance companies in United States</div>
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5. Free Comparison engine</div>
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6. Buy Insurance policies online in minutes</div>
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7. And above all, security of your personal information.</div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-42457615993675715592013-11-21T23:17:00.000-08:002018-08-26T05:07:23.626-07:00Are You Covered? Hassle Free Health Insurance Plans Online!<div dir="ltr" style="text-align: left;" trbidi="on">
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzQVa9XO5alzx3SBVd2VEZ4-dmYCTl1lboucReEtDqxpGgC-5D_r5GA7woYKuRw1kCGkDozWjEes5dZi3Xgx7eDVHDuKZA7v1ozU97VXbbkRncenC7c5XgwABERB8t3hu59Zx-sGvchs8/s1600/Online+Health+Insurance.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzQVa9XO5alzx3SBVd2VEZ4-dmYCTl1lboucReEtDqxpGgC-5D_r5GA7woYKuRw1kCGkDozWjEes5dZi3Xgx7eDVHDuKZA7v1ozU97VXbbkRncenC7c5XgwABERB8t3hu59Zx-sGvchs8/s1600/Online+Health+Insurance.jpg" width="320" /></a></td></tr>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Health Insurance is available for every person having the max age of 80 years depending on few conditions. However, choosing the right cover is a scary task for most of people. Many of you prefer to go hospital without the appropriate Health Insurance plan. You generally think that health insurance premiums are not easily affordable. However, market is full with affordable and appropriate health insurance offering. You just have to choose the right one. However, before making any insurance purchase you have to know the product in detail.</span><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Depending on the type of Health Insurance plan, you may be responsible for paying different percentage of your medical bill. <o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">If you are looking for a quick, hassle free health insurance plan you must be know all about the health insurance.</span><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<b><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">What is Health Insurance?</span></b><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">This is compensation against the loss due to ill health. Health insurance is a type of insurance coverage that covers the cost of an insured person's medical expenses.</span><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<b><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Why Should I Buy Health Insurance?</span></b><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">No one plans to get ill but most people needs medical care at some stage of life. Health Insurance covers these costs and protects you from such very high expenses.</span><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<b><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">When Should I Buy Health Insurance?</span></b><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">It depends upon to the requirement. It always better to have insurance plan at early stage of life. For example- The waiting period under maternity insurance varies from 12 to 48 months. A new policy cannot provide cover for already pregnant women.</span><span style="color: #333333; font-family: "arial" , sans-serif; font-size: 9pt;"><o:p></o:p></span></div>
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<b><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">What does the health insurance plan cover?</span></b><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Health insurance plan generally covers hospital expenses, general treatment cover etc. There is different kind of cover that offers different benefits.<b><o:p></o:p></b></span></div>
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<b><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">What are types of health insurance plans?<o:p></o:p></span></b></div>
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<span style="font-family: "symbol"; font-size: 11pt;">·</span><span style="font-size: 7pt;"> <span class="apple-converted-space"><a href="http://www.bajajcapitalinsurance.com/health-insurance/health-insurance.aspx" target="_blank"> </a></span></span><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Individual Health InsurancePlans</span><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<span style="font-family: "symbol"; font-size: 11pt;">·</span><span style="font-size: 7pt;"> <span class="apple-converted-space"> </span></span><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Family Health Insurance Plans</span><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<span style="font-family: "symbol"; font-size: 11pt;">·</span><span style="font-size: 7pt;"> <span class="apple-converted-space"> </span></span><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Senior Citizen Health Insurance</span><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<span style="font-family: "symbol"; font-size: 11pt;">·</span><span style="font-size: 7pt;"> <span class="apple-converted-space"><a href="http://www.bajajcapitalinsurance.com/health-insurance/critical-illness.aspx" target="_blank"> </a></span></span><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Critical Illness HealthInsurance</span><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<span style="font-family: "symbol"; font-size: 11pt;">·</span><span style="font-size: 7pt;"> <span class="apple-converted-space"> </span></span><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Top Up Plan</span><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<b><span style="font-family: "calibri" , sans-serif; font-size: 11pt;"> <span class="apple-converted-space"> </span>What are the policy riders? </span></b><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Standard health Insurance policies leave little room for customization. Policy riders provide additional benefits separately from the basic policy. Riders help policyholders create insurance products that meet their specific needs.</span><span style="font-size: 12.5pt;"><o:p></o:p></span></div>
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<b><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">What are top up plans?<o:p></o:p></span></b></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Additional plans to enhance your current health insurance, providing you with better coverage and greater benefits. They are a spare to your </span><span style="color: black; font-family: "calibri" , "sans-serif"; font-size: 11.0pt; text-decoration: none;">health reimbursement policy</span><span style="font-family: "calibri" , sans-serif; font-size: 11pt;"> after you exhaust the sum insured limit.<o:p></o:p></span></div>
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<b><span style="font-family: "calibri" , sans-serif; font-size: 11pt;">Should I go Online for Health Insurance Purchase?</span></b></div>
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<span style="font-family: "calibri" , sans-serif; font-size: 11pt; line-height: 13.65pt;">For getting the competitive insurance premium with appropriate coverage, comparison of the health insurance plan is very important. However, the offline insurance comparison is a very scary task. Online insurance comparison is the most effective way to get the best health insurance quotes. Comprehensive online insurance portals as Bajaj Capital Insurance provides best insurance quotes from the top insurance companies with the complete policy details. also cares their clients for online health insurance purchase and assists them in the claim settlement process.</span></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-19233881254408039932013-11-17T23:25:00.000-08:002018-08-26T05:08:16.778-07:00Top Tips on Buying Health Insurance Online<div dir="ltr" style="text-align: left;" trbidi="on">
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnrKBtbWUQZ-kaAUwixUl4pUYfYoYJn2arMIzyHacfamJ7doWVXDxHFnYp1EsPWk2HdNA5piJ4w4pPGENhE3jC-fSjyZ9GBiDfVi8j0FDoB0jWYoxfVaq5nCzShyphenhyphenabEv38WU34PqMwFp4/s1600/TipsBuyingInsuranceOnline.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnrKBtbWUQZ-kaAUwixUl4pUYfYoYJn2arMIzyHacfamJ7doWVXDxHFnYp1EsPWk2HdNA5piJ4w4pPGENhE3jC-fSjyZ9GBiDfVi8j0FDoB0jWYoxfVaq5nCzShyphenhyphenabEv38WU34PqMwFp4/s400/TipsBuyingInsuranceOnline.jpg" width="400" /></a></td></tr>
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<span style="color: #222222; font-family: "arial" , "sans-serif"; font-size: 13.5pt;">Health Insurance has become necessity today, especially in the view of rising health care cost at busy hospitals.<o:p></o:p></span></div>
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However large number of people still prefer to go hospital without the “Health Insurance” as they assume they cann’t afford the health insurance premium. Thus, if you are looking for cheap and best health insurance cover, here are few top tips on buying health insurance.</div>
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<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><!--[endif]--><b>Compare Health Insurance</b>: Compare health insurance premium from the top insurance provider to get the best premium. Comprehensive online insurance portal provides advantage of being able to compare policy combinations from across the best insurance providers.</div>
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<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><!--[endif]--><b>Give your current hospital cover a healthy check: </b>Market is full with best health covers so you have options of switching funds. If you think, your current insurance plan is not as per your need you have options to switch your insurance provider depending upon the few conditions.<b><o:p></o:p></b></div>
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<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><!--[endif]--><b>Review your extras: </b>Many consumers opt for extra covers, which they really did not need. These extra increases your insurance premium. So make sure your cover satisfied your requirement and the cost of the cover is competitive. <b><o:p></o:p></b></div>
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<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><!--[endif]--><b>Best matched health policy: </b>Match the Health Insurance policy to your needs. Make sure that your insurance policy covers you for all the services that you need. This will surely reduce your out of pocket expenses.<b><o:p></o:p></b></div>
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<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><!--[endif]--><b>USE Bajaj Capital Insurance: </b>Capital Insurance takes care of all the clients for health insurance purchases and claim settlement. In addition, provides advantage of being able to compare health insurance policies from the top insurance providers. <b><o:p></o:p></b></div>
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You would not be alone if you were looking for Best health insurance plan. If you want</div>
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<li><span style="font-family: "wingdings"; text-indent: -0.25in;">Ø<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="text-indent: -0.25in;">Peace of Mind</span></li>
<li><span style="font-family: "wingdings"; text-indent: -0.25in;">Ø<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="text-indent: -0.25in;">To select hospital and doctor</span></li>
<li><span style="font-family: "wingdings"; text-indent: -0.25in;">Ø<span style="font-family: "times new roman"; font-size: 7pt;"> </span></span><span style="text-indent: -0.25in;">To save on insurance premium</span></li>
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Shop health insurance ASAP because as early as you opt the insurance cover, your insurance premium would be comparatively low. </div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0Germany51.165691 10.45152600000005840.944362 -10.202770999999942 61.387020000000007 31.105823000000058tag:blogger.com,1999:blog-4608330981745980469.post-33177437108023217322013-11-07T02:43:00.000-08:002018-08-26T05:08:56.955-07:00Best Health Insurance – Few Tips to taking care of your Health Insurance<div dir="ltr" style="text-align: left;" trbidi="on">
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDE_slUaw2w-Lv35HU-53lVl6FB5tJUUNokPFzf5WbDi5LWu-bLj3hyDPzBjU2JeMcdP4kySav69n7PC1QZjXbSTKsZ_C_tfQ57AKIo3KWXyVHYc3LYyctDdsAhD9J4lE8xX6kXipM8k8/s1600/Buy+Health+Insurance.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" height="181" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDE_slUaw2w-Lv35HU-53lVl6FB5tJUUNokPFzf5WbDi5LWu-bLj3hyDPzBjU2JeMcdP4kySav69n7PC1QZjXbSTKsZ_C_tfQ57AKIo3KWXyVHYc3LYyctDdsAhD9J4lE8xX6kXipM8k8/s320/Buy+Health+Insurance.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Buy Health Insurance Online</td></tr>
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<span style="font-family: inherit;"><span style="background-color: white; font-size: 10.5pt; line-height: 115%;">The wish for healing has always been half of health.</span> In today’s day, buying health insurance is as important as staying fit. You must have to choose the minimum amount of health insurance necessary for you and your family. <o:p></o:p></span></div>
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<span style="background-color: white; font-size: 10.5pt; line-height: 115%;"><span style="font-family: inherit;">Following are the few necessary and important aspects, which you should take care while looking for a Health Insurance Plan.<o:p></o:p></span></span></div>
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<li><span style="background-color: white; font-family: inherit; font-size: 10.5pt; line-height: 115%; text-indent: -0.25in;">Decide whether you need an individual health cover or you need family floater health insurance. Your employer may also offer Health cover. Take a review of the policy provided by your employer. Taking a broad decision before buying health insurance plan is very important.</span></li>
<li><span style="font-family: inherit; font-size: 10.5pt; line-height: 115%; text-indent: -0.25in;"><span style="font-size: 7pt; line-height: normal;"> </span></span><span style="background-color: white; font-family: inherit; font-size: 10.5pt; line-height: 115%; text-indent: -0.25in;">Go online visit insurance websites. Look the maximum health coverage limits. Compare the different insurance offerings from the different insurance providers.</span></li>
<li><span style="font-family: inherit; font-size: 10.5pt; line-height: 115%; text-indent: -0.25in;"><span style="font-size: 7pt; line-height: normal;"> </span></span><span style="background-color: white; font-family: inherit; font-size: 10.5pt; line-height: 115%; text-indent: -0.25in;">Look what is covered and what is not with your insurance plan.</span></li>
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<span style="background-color: white; font-size: 10.5pt; line-height: 115%;"><span style="font-family: inherit;">Few bullet points, which help you in deciding the value of any health insurance plan.</span></span></div>
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<li><span style="background-color: white; font-family: inherit; font-size: 10.5pt; line-height: 12pt; text-indent: -0.25in;">The health cover plan should stress on preventive care rather than curative.</span></li>
<li><span style="background-color: white; font-family: inherit; font-size: 10.5pt; line-height: 12pt; text-indent: -0.25in;">The health insurance should not need referrals to see specialists.</span></li>
<li><span style="font-family: inherit; font-size: 10.5pt; line-height: 12pt; text-indent: -0.25in;"><span style="font-size: 7pt; line-height: normal;"> </span></span><span style="background-color: white; font-family: inherit; font-size: 10.5pt; line-height: 12pt; text-indent: -0.25in;">The health plan should have lower premium for basic coverage.</span></li>
<li><span style="background-color: white; font-family: inherit; font-size: 10.5pt; line-height: 12pt; text-indent: -0.25in;">The health insurance should offer coverage for a wide range of conditions.</span></li>
<li><span style="background-color: white; font-family: inherit; font-size: 10.5pt; line-height: 12pt; text-indent: -0.25in;">The health plan cover should not make me change doctors too often.</span><span style="background-color: white; font-family: inherit; font-size: 10.5pt; line-height: 12pt;"> </span></li>
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<span style="background-color: white; font-size: 10.5pt;"><span style="font-family: inherit;">Life is full with unexpected happenings. It is very important to have health insurance to avoid future uncertainties. You can get ill and or can suffer with vehicle accident any time. Having health insurance is necessity in this modern era to secure the future happiness.</span><span style="font-family: "helvetica" , sans-serif;"><o:p></o:p></span></span></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0United States37.09024 -95.712891000000013-36.4162205 99.052733999999987 90 69.521483999999987tag:blogger.com,1999:blog-4608330981745980469.post-74823108930418512682013-10-29T04:24:00.000-07:002018-08-26T05:10:33.326-07:00Time for Change - Getting Insurance Quotes Online is today’s new norm.<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiygwroiwxsVd0_GadUvl3EBsmSAEH3wVt_mw42RESoJBAWUdSw1Iwn6SX_O_BdC5jUI8qT8uIZRweoF12F_7DSgB20qnGadPIPtR0Aq5YN14ymH1J-x6iHt4h975qcizDfeY24QRIpkxU/s1600/images.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiygwroiwxsVd0_GadUvl3EBsmSAEH3wVt_mw42RESoJBAWUdSw1Iwn6SX_O_BdC5jUI8qT8uIZRweoF12F_7DSgB20qnGadPIPtR0Aq5YN14ymH1J-x6iHt4h975qcizDfeY24QRIpkxU/s1600/images.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Online Insurance Plans</td></tr>
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With the enhancement in the technology and services like SSL, online purchasing can be as safe as<span class="apple-converted-space"> </span><span class="object"><span style="color: darkblue; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri;">today</span></span><span class="apple-converted-space"> </span>shopping anywhere else. The extreme benefit of online purchasing is staying away from the product dealer / sales representative during price comparison. However, some shoppers do not enjoy such situations.<o:p></o:p></div>
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If we are talking about the insurance products – getting insurance quotes online is<span class="apple-converted-space"> </span><span class="object"><span style="color: darkblue; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri;">today</span></span>’s new norm. All major insurance providers in India allow individuals to get quotes through their websites. In addition to the insurance broker’s website<span class="apple-converted-space"> </span>,<span class="apple-converted-space"> policyboss, easypolicy </span>etc allow access to multiple insurance plans from the different providers within minutes.<o:p></o:p></div>
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Here the question arises, why we should go online while looking for insurance quotes. Following are the three major concerns, which are likely the main reason of buying insurance policies online.<o:p></o:p></div>
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<span style="color: #232323; font-size: 16.0pt; line-height: 115%;"><b>Negotiating:</b><span class="apple-converted-space"> </span></span>Insurance representatives are trained negotiators. Sales persons are capable enough in find out how to get you to purchase a particular insurance product.<o:p></o:p></div>
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In case of online insurance purchase, you become anonymous, and you can negotiate well enough w.r.t insurance plans.<o:p></o:p></div>
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<b><span style="color: #232323; font-size: 16.0pt; line-height: 115%;">Salespeople:<span class="apple-converted-space"> </span></span></b>Sales people have a reputation of being persuasive. Because of the increasing trend in internet sales, many insurance providers employed online sales department that totally differs from traditional sales departments. Online sales representative offers aggressive premium with details related to specific requirements. Online sales persons are usually more upfront and less aggressive as compared to offline sales persons.<o:p></o:p></div>
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<b><span style="color: #232323; font-size: 16.0pt; line-height: 115%;">Price Comparison:<span class="apple-converted-space"> </span></span></b>last but not the least, the very important aspect of the online insurance purchase is that you can compare the different insurance offering with plan details/premium within minutes.<o:p></o:p></div>
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Buying insurance online makes the process of insurance-purchase hassle free. As internet is a very competitive market, you are hopefully to view correct and appropriate insurance solution with the best premium.<o:p></o:p></div>
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Anonymoushttp://www.blogger.com/profile/02650077344920639041noreply@blogger.com0France46.227638 2.213749000000007134.972911499999995 -18.440547999999993 57.4823645 22.868046000000007